Busy morning so far

 It's nearly 9.30 and I've already planted my onion sets, put the washing out on the line and been for my morning walk followed by our usual 5 games of rummikub.  It's crazy to think I'm up three hours before Tony and to be honest I do like those three hours to myself when I can Potter about in the garden.  I was given a gorgeous plant at my carving club last night so as soon as the sun warms the back garden I'll plant it our in the flower bed. 

I think the roofer was trying to put vat on the job but I stood my ground and said that the 'offer price' on the written quote did not mention + vat. He claimed that he was simply working out the portion of vat on the bill and had he not said that all jobs have vat added then I might have believed him.  I pointed out that it was a quote not an estimate and should have said +vat on the quote. I've saved us close on £650 by making sure he knew the difference between a quote and an estimate.  Someone else might have just gulped and paid it. Make sure that a quote is actually the price you are going to pay folks because if you aren't firm with tradesmen there is a chance that the bill is actually a lot more than they tell you it's going to be. Get the quote in writing.